Commission Rules
9 active rules. Edit any rule — every change is versioned and audited.
| Rule | Vertical | Product | Calculation | Features | |
|---|---|---|---|---|---|
|
Mortgage — Owner-Occupier (default)
0.30% of loan amount at settlement, two-tier split (70/30), 0.15% trail p.a. for life of loan. Clawback 100% if refinanced <12mo, 50% 12–18mo.
|
Mortgage Broking | Owner-Occupier Home Loan | 0.3% of gross sale |
2-tierTrail 0.15% p.a.Clawback | Edit → |
|
Real Estate — Residential Sale (default)
0.20% of sale price at settlement (≈10% of agent commission). Two-tier 80/20. Disclosure required in agency agreement.
|
Real Estate | Residential Sale | 0.2% of gross sale |
2-tier | Edit → |
|
Building Inspection — Pre-Purchase (default)
Flat $50 per completed pre-purchase building & pest inspection. Two-tier 80/20.
|
Building Inspectors | Pre-Purchase Building & Pest | Flat $50.00 |
2-tier | Edit → |
|
Conveyancing — Residential Purchase (default)
10% of conveyancing fee on completion. Two-tier 80/20. Typical payout ≈ $150 per purchase.
|
Conveyancing | Residential Purchase Conveyancing | 10% of gross sale |
2-tier | Edit → |
|
Legal — Wills & Estates (default)
Flat $100 per completed Will/POA engagement. Two-tier 80/20.
|
Legal | Wills & Estates | Flat $100.00 |
2-tier | Edit → |
|
Insurance — Home & Contents (default)
20% of first-year premium. Two-tier 75/25. Cooling-off matches policy (21 days). 100% clawback if cancelled in policy cooling-off.
|
Insurance | Home & Contents Insurance | 20% of first year |
2-tierClawback | Edit → |
|
Accounting — Business Tax Return (default)
10% of first-year fees on engagement. Two-tier 80/20.
|
Accounting | Business Tax Return | 10% of first year |
2-tier | Edit → |
|
Financial Planning — Initial SOA (default)
15% of initial advice fee. Two-tier 80/20. Paid to Licensee (FASEA Standard 7) — adviser cannot personally accept.
|
Financial Planning | Initial Statement of Advice | 15% of gross sale |
2-tier | Edit → |
|
Trades — Kitchen Renovation (default)
2% of contract value on job completion. Capped at $1,000 per job. Two-tier 80/20.
|
Trades | Kitchen Renovation | 2% of gross sale |
2-tier | Edit → |